Traders Policy - Ncb.. Back To A Standard Policy

[Ant 2]

Hi,

 

I have held a traders policy for the past 5 years... no claims / accidents

 

Prior to that i had 2 seperate policies for my GTi / CTi - both having 7 years NCB

 

So in total, ive had 12 years without accident / incident

 

Due to changing family circumstances, i dont get to work on cars as much and the traders policy isnt practicle.

 

That been said, i am really struggling to find any insurer who will take my trade policy no claims into consderation.

 

DNA ( broker ) have advised that they will get my trade insurer to supply a no claims cert, showing 5 years no claims, and an additional note that i had 7 years no cliams prior to commencing a trader polciy.

 

Unfortunetly, ive spoke to several companies today for a quote and none are willing to accept any NCB, apart from Direct line, who will take the last 5 years into consideration.

 

Can anybody recommend any companies which will take my claim free history into account.

 

Thanks

[TooMany2cvs 65]

Unfortunetly, ive spoke to several companies today for a quote and none are willing to accept any NCB, apart from Direct line, who will take the last 5 years into consideration.

Is there really any benefit about worrying about 5/7/12yrs? Does anything more than 5 actually make any difference with DL? It doesn't with a lot of brokers, and it's only five years claim/conviction record that's asked about anyway.

 

TBH, I'm not at all surprised that NCB isn't easily portable between a trade policy and a normal private individual policy. Assuming the premium isn't a pee-take, I'd go with the DL policy for a year, then look around a bit harder with an undeniably private policy NCB in my hand.

[GilesW 41]

No experiance of exactly this, but weirdly our company car no cliams letters are always accepted when people go to private insurance.

[skyinsurance 2]

We can cater for this, please feel free to get in touch, tel: 01707 642552