Insurance Claim - Non Standard Parts

[AlexRS2782 136 1 Cars]

not strictly true, all insurers treat these matters differently.

 

Yep, lad on the RSOC (insured by one of the big name modified specialists) had someone do fairly minor damage to his Focus RS at his place of work but decided, after speaking to his insurer, to do the same as the OP & claim for costs via the 3rd party / get the damage sorted himself in the meantime. Come renewal his insurers increased his premium by £120 based on the "claim" that he advised them of, even though no claim was ever processed, or dealt with, by his insurer. The reasoning was that he was now deemed to be a "higher claim risk" policyholder.