Final Nail?

[steve@cornwall 100]

Well. I've had my insurance renewal - nearly doubled this year!! Add to that that in recent years I've run a trade policy because i always seem to have different 205s coming and going, and this year the rules have changed and I no longer qualify for such a policy. Apparently my little 1.1 is so heavily modified (it looks like a gti) that it will cost nearly twice as much to insure as my 1.9 which i can no longer afford to run. Keep your eyes peeled for a massive for sale thread - interesting cars are now out of my price range

 

Rant over!

[steve@cornwall 100]

Well. I've had my insurance renewal - nearly doubled this year!! Add to that that in recent years I've run a trade policy because i always seem to have different 205s coming and going, and this year the rules have changed and I no longer qualify for such a policy. Apparently my little 1.1 is so heavily modified (it looks like a gti) that it will cost nearly twice as much to insure as my 1.9 which i can no longer afford to run. Keep your eyes peeled for a massive for sale thread - interesting cars are now out of my price range

 

Rant over!

 

Time for a diesel estate, methinks ----YAWN!

[johnnyboy666 195 1 Cars]

might seem a little obvious, but have you shopped around? I've had quotes vary by more than £2grand, so theres still hope!

[Daviewonder 533 3 Cars]

Have you tried looking at a Classic policy?

[steve@cornwall 100]

yeah, both of the above, unfortunately.

[omega 82]

so why dont you qualify as a trader now?

[steve@cornwall 100]

so why dont you qualify as a trader now?

 

It was acceptable to use the policy as a "hobbyist" because I bought a few and either sold or broke them , now it's not - need to keep books, separate premises etc, etc. Fair enough really! but the prices of private policies are rediculous!!!! 1 car only from now on :-(

[omega 82]

It was acceptable to use the policy as a "hobbyist" because I bought a few and either sold or broke them , now it's not - need to keep books, separate premises etc, etc. Fair enough really! but the prices of private policies are rediculous!!!! 1 car only from now on :-(

 

cant you get a part time trader policy? that s what i used to have.

[Dizzee stuff 33 1 Cars]

Got mine on a classic policy from Footman James, £116 fully comp limited miles.

[welshpug 1,657]

no need for a premises for a trade policy, a friend is a mobile mechanic.

[Batfink 201]

Steve are you registered as self employed as well as your regular PAYE job

 

If a business address is 100% needed it gives me an idea for a new sideline businesses

[steve@cornwall 100]

Steve are you registered as self employed as well as your regular PAYE job

 

If a business address is 100% needed it gives me an idea for a new sideline businesses

 

 

No just employed these days, not even in motor trade..... My garage has a separate postcode, so that part is Ok. I "may" have got away with renewing it as was....but, there's also a chance that in the event of a claim the insurance could have been voided, not worth the risk! Have decided I'm keeping the CTi and will switch the single policy when the tax runs out on the 1.1