Transferring Insurance

[skinner2k3 3]

Ok, I just rang HIC who insure my track car to get a quote for transferring the policy to my 205 diesel for use over the winter. Same policy, 3PFT+Commuting.

 

Basically they won’t do it on the grounds the diesel is not worth enough. The vehicle has to be worth more than £1000. I said it was worth about £600 at a guess with full tax and MOT.

 

I said “well say it’s worth £1000 then”, no good as I she already knew it was only worth £600.

 

B*llocks, why does everything have to be so fecking difficult when it comes to insurance!

 

What do we think???? Call again and say it’s worth a grand?

[TT205 42]

You live and learn - I didn't realise there was a minimum value rule!

[skinner2k3 3]

The annoying thing is I have already had quotes for it and its coming out about £250 give or take.

 

So I now have to cancle the track car policy 6 months in and get considerably less than half the premium back so I can take another identicle policy on a car worth allot less costing me a couple of hundred quid. I naievly expected to transfer it over for an admin fee.....as if!

[Ryan 99]

Rang back, speak to someone else, and tell them it's worth £1000.

[skinner2k3 3]

Worth a go isnt it!

 

£600 was a complete guess!

[shalmaneser 26]

I'll give you a grand for it.

 

There you go, it's now worth £1000.

[skinner2k3 3]

Sorted, cheers!

[muddatrucker 125]

Sorted, cheers!

Take his grand and run!

[skinner2k3 3]

Too right!