Anyone Else's Insurance Gone Up?

[Cameron 16]

Opened two letters today from my insurer, Sky, to find that my premium has gone up by around £100 per policy despite having 5 years NCB now! Means the insurance for both my cars now comes to nearly £1K!!

 

Has anyone else been stung recently, and can anyone recommend a good alternative company for my 205?

[Jrod 7]

If it makes you feel better my 205 costs more than 1k to insure.

[SurGie 54]

Yes it has, every insured car has to pay £44 to pay for the false compensation claims.

[Cameron 16]

What?

[Moz_Goodwood 0]

mines gone down on my GTi 6 by £51

[SurGie 54]

Yes cam, it was on the Fake Britain programme or similar.

 

So if any one knows of any one thats done it, you know what to do.

[welshpug 1,666]

yup, but not by a massive amount, about 10%.

[Tom Fenton 1,548]

My insurance has gone up massively for my A4 road car, robbing gits.

[Moz_Goodwood 0]

hows mine gone down then? ive not changed it all just a year older and another years ncb??? that was just on the renewal aswell not shopping around

[welshpug 1,666]

luck of the draw!

[Moz_Goodwood 0]

been thinking about it, i might of been due a bigger saving say £80 but then only got a £51 saving, so in theory its gone up £29

[GLPoomobile 958]

I'm not sure if mine went up as I can't remember exactly what it was last year, but it's pretty similar at £349 this year with Flux.

 

I was actually really lazy this year as I couldn't be arsed with the shopping around, I've too much else on my mind. I only tried 2 alternatives...

 

Greenlight, who I've had policies with many times over the years, seems to be very picky now. They have a long list of cars they won't touch on their website, no longer do telephone quotes, and they they declined to quote me because of my postcode! I see them going down the s*itter soon.

 

Sky, who for the 2nd year in a row disappointed me. This year the guy squirmed when I told him my renewal price and told me it was a good price. Said he'd see what they could do and would call me back. That was last Friday and I'm still waiting

 

So I just renewed with Flux in the end. Think it's the first year I've not managed to reduce my insurance from shopping about.

[SurGie 54]

hows mine gone down then? ive not changed it all just a year older and another years ncb??? that was just on the renewal aswell not shopping around

 

Either your insurance has had a lot less claims or is better at spotting the fakes.

[hman205 1]

mine has gone up by a massive ammount was paying £390 last year now paying £640 and tried shopping around and couldn't find a better deal really hacked off as the 306 isn't that nice to warrent keeping it over a small modern diesel car

[screwloose 6]

Insurance policies are up 20-25% this year, the largest single ever increase in premiums thanks to fraud, personal injury claims and a bumper winter in terms of accidents. Insurance companies are trying to make up the deficit.

[Moz_Goodwood 0]

im with chaucer via sky insurance 26, 3 points, no claims, 4 years ncb, 306 gti-6, got my missus on there two and shes a couple of years younger than me paying £321 a year full comp, with 12k miles a year, parked on the road in telford

[CaptainK 11]

Yeah, everyones insurance renewals seem to be going up. Its mainly due to the recent financial crisis and people not having money, money lending problems and people in general not wanting to take risks (including insurance companies). So the cost has gone up. Doesn't help that due to this many people can't afford it, so drive uninsured and thus this makes the problem worse as then all our renewals go up from having to pay for all the uninsured drivers.

[C_W 3 1 Cars]

I think blaming the "financial crisis" is an excuse, it probably is fraud is on the increase and insurance companies have borne this for the past few years but now finally passed it on to the customer in the form of increase premiums.

 

My BMW had gone almost 50%(!) with Privilege, but manage to get a quote A.Flux that was same as I paid last year. Had been with Privilege since I bought the car in '05 as they were consistently the cheapest for this car, and came down slightly year on year except this year where it's shot back up.

[Richy_cti 0]

my cti was 400 last year its now down to 146.06 for the year with sure term direct, classic car insurance, with 0 NCB on the car im 26 and live in the welsh valleys tho.

[SurGie 54]

Yep its all down to the amount of claims last winter gave us as well as the fake/real compensation claims. My insurance is due this Sept and it has gone up by £200, iv had a good search around and its the best price i can get, it seems its getting worse and worse by the month and i cant wait till my 6 is 15 years old and have that on classic insurance. So thats £20 a month more for me .